:root{
  --navy:#03101f;
  --navy-2:#061a33;
  --navy-3:#0a2748;
  --gold:#b89452;
  --gold-soft:#d8c39c;
  --cream:#f7f4ee;
  --ink:#182334;
  --muted:#687487;
  --white:#ffffff;
}

*{box-sizing:border-box;}
html{scroll-behavior:smooth;}
body{
  margin:0;
  font-family:Arial, Helvetica, sans-serif;
  background:var(--cream);
  color:var(--ink);
  line-height:1.6;
}
img{max-width:100%;}
.wrap{width:min(1180px, calc(100% - 56px));margin:auto;}

/* HERO */
.hero{
  position:relative;
  min-height:88vh;
  display:flex;
  align-items:center;
  overflow:hidden;
  isolation:isolate;
  background:
    radial-gradient(circle at 75% 50%, rgba(184,148,82,.14), transparent 24%),
    linear-gradient(135deg,#fbfaf7 0%, #f7f4ee 34%, #eef1f5 58%, #061a33 100%);
  color:var(--navy);
  padding:54px 0 72px;
}

/* The full hero image sits in the HTML, but is treated as a right-side background layer. */
.hero-media{
  position:absolute;
  top:0;
  right:0;
  bottom:0;
  width:64vw;
  z-index:0;
  overflow:hidden;
  animation:heroFloat 9s ease-in-out infinite;
  will-change:transform;
}
.hero-media::before{
  content:"";
  position:absolute;
  inset:0;
  z-index:2;
  pointer-events:none;
  background:
    linear-gradient(90deg,
      rgba(247,244,238,1) 0%,
      rgba(247,244,238,.92) 12%,
      rgba(247,244,238,.54) 32%,
      rgba(247,244,238,.12) 55%,
      rgba(247,244,238,0) 100%),
    linear-gradient(180deg,
      rgba(255,255,255,.22) 0%,
      rgba(255,255,255,0) 28%,
      rgba(3,16,31,.08) 100%);
}
.hero-media::after{
  content:"";
  position:absolute;
  inset:8% 6% 8% 20%;
  background:radial-gradient(circle, rgba(201,164,92,.20), transparent 62%);
  filter:blur(38px);
  opacity:.46;
  animation:premiumGlow 7s ease-in-out infinite;
  z-index:1;
}
.hero-media img{
  width:100%;
  height:100%;
  display:block;
  object-fit:cover;
  object-position:center right;
  filter:drop-shadow(0 30px 90px rgba(0,0,0,.25));
}
.hero::before{
  content:"";
  position:absolute;
  inset:0;
  z-index:1;
  pointer-events:none;
  background:linear-gradient(110deg,
    rgba(255,255,255,.97) 0%,
    rgba(255,255,255,.90) 31%,
    rgba(255,255,255,.48) 52%,
    rgba(255,255,255,.10) 72%,
    rgba(255,255,255,0) 100%);
}
.hero-grid{
  position:relative;
  z-index:3;
  display:grid;
  grid-template-columns:minmax(0, .88fr) minmax(360px, 1.12fr);
  gap:34px;
  align-items:center;
}
.hero-copy{position:relative;z-index:4;max-width:730px;}
.hero-spacer{min-height:590px;}

.brand{
  position:relative;
  display:inline-flex;
  align-items:center;
  margin-bottom:76px;
  text-decoration:none;
  animation:logoFloat 8s ease-in-out infinite;
  will-change:transform, filter;
}
.brand::after{
  content:"";
  position:absolute;
  inset:-18px -24px;
  border-radius:999px;
  background:radial-gradient(circle, rgba(184,148,82,.14), transparent 62%);
  opacity:.38;
  filter:blur(14px);
  animation:logoGlow 6s ease-in-out infinite;
  z-index:-1;
}
.brand img{
  width:310px;
  max-width:100%;
  height:auto;
  display:block;
  filter:drop-shadow(0 8px 22px rgba(3,16,31,.08));
}

.kicker{
  text-transform:uppercase;
  letter-spacing:.22em;
  font-size:12px;
  font-weight:700;
  margin-bottom:20px;
  color:var(--gold);
}
h1,h2,h3{font-family:Georgia, 'Times New Roman', serif;font-weight:400;line-height:1.05;margin:0;}
h1{font-size:clamp(42px, 5vw, 68px);max-width:720px;letter-spacing:-.04em;color:var(--navy);}
.hero p{font-size:20px;max-width:680px;color:rgba(24,35,52,.74);margin:28px 0 0;}
.btn{
  display:inline-flex;
  align-items:center;
  justify-content:center;
  min-height:48px;
  padding:14px 24px;
  border-radius:999px;
  background:var(--gold);
  color:var(--navy-2);
  font-size:13px;
  font-weight:700;
  text-decoration:none;
  text-transform:uppercase;
  letter-spacing:.08em;
  margin-top:38px;
  box-shadow:0 16px 38px rgba(184,148,82,.22);
  transition:transform .24s ease, box-shadow .24s ease, background .24s ease;
}
.btn:hover{transform:translateY(-2px);box-shadow:0 22px 48px rgba(184,148,82,.28);background:#c8a45c;}

@keyframes heroFloat{0%,100%{transform:translateY(0) scale(1);}50%{transform:translateY(-10px) scale(1.012);}}
@keyframes premiumGlow{0%,100%{opacity:.30;transform:scale(.96);}50%{opacity:.60;transform:scale(1.04);}}
@keyframes logoFloat{0%,100%{transform:translateY(0);filter:saturate(1);}50%{transform:translateY(-5px);filter:saturate(1.06);}}
@keyframes logoGlow{0%,100%{opacity:.22;transform:scale(.96);}50%{opacity:.48;transform:scale(1.04);}}

/* MAIN */
section{padding:92px 0;}
.section-head{max-width:820px;margin-bottom:44px;}
.section-head.center{text-align:center;margin-left:auto;margin-right:auto;}
.section-head h2{font-size:clamp(36px,4vw,50px);color:var(--navy-2);letter-spacing:-.03em;}
.section-head p{margin-top:18px;font-size:18px;color:var(--muted);}
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;}
.card,.panel{
  background:var(--white);
  border:1px solid rgba(184,148,82,.22);
  border-radius:28px;
  padding:34px;
  box-shadow:0 22px 70px rgba(6,26,51,.05);
}
.card small,.step small{display:block;margin-bottom:18px;text-transform:uppercase;letter-spacing:.18em;font-size:11px;font-weight:700;color:var(--gold);}
.card h3{font-size:28px;margin-bottom:14px;}
.card p,.panel p,.step p{margin:0;color:var(--muted);}
.panel p + p{margin-top:18px;}
.band{background:var(--navy);color:var(--white);}
.statement{max-width:980px;font-family:Georgia,'Times New Roman',serif;font-size:clamp(30px,4vw,42px);line-height:1.2;border-left:3px solid var(--gold);padding-left:32px;}
.split{display:grid;grid-template-columns:.92fr 1.08fr;gap:60px;align-items:start;}
.panel{border-radius:30px;padding:40px;}
.panel h3{font-size:36px;margin-bottom:18px;}
.white-section{background:var(--white);}
.white-section .card{background:#fbfaf7;}
.process{display:grid;grid-template-columns:repeat(5,1fr);gap:1px;background:var(--white);border:1px solid rgba(184,148,82,.22);border-radius:28px;overflow:hidden;}
.step{padding:32px 26px;background:var(--white);}
.step h3{font-size:24px;margin-bottom:12px;}
.cta{background:linear-gradient(135deg,var(--navy-2),var(--navy));border-radius:38px;padding:74px 44px;color:var(--white);text-align:center;}
.cta h2{font-size:clamp(36px,5vw,56px);max-width:860px;margin:auto;}
.cta p{max-width:760px;margin:24px auto 34px;font-size:18px;color:rgba(255,255,255,.72);}
.disclaimer{margin-top:38px;padding-top:28px;border-top:1px solid rgba(255,255,255,.12);font-size:12.5px;line-height:1.72;text-align:left;color:rgba(255,255,255,.56);}
footer{background:#020b15;padding:34px 0;font-size:13px;color:rgba(255,255,255,.54);}

@media(max-width:980px){
  .hero{padding:36px 0 64px;min-height:auto;}
  .hero-grid{grid-template-columns:1fr;}
  .hero-copy{max-width:760px;}
  .hero-spacer{display:none;}
  .brand{margin-bottom:48px;}
  .hero-media{position:relative;width:100%;height:420px;right:auto;bottom:auto;order:2;margin-top:34px;}
  .hero-media::before{background:linear-gradient(180deg, rgba(247,244,238,.98) 0%, rgba(247,244,238,.40) 42%, rgba(247,244,238,0) 100%);}
  .hero .wrap{display:flex;flex-direction:column;}
  .cards,.process{grid-template-columns:1fr 1fr;}
  .split{grid-template-columns:1fr;}
}
@media(max-width:640px){
  .wrap{width:min(100% - 36px, 1180px);}
  .brand img{width:240px;}
  h1{font-size:clamp(38px, 12vw, 48px);}
  .hero p{font-size:18px;}
  .hero-media{height:320px;}
  .cards,.process{grid-template-columns:1fr;}
  section{padding:68px 0;}
  .cta{padding:52px 24px;border-radius:28px;}
}
@media(prefers-reduced-motion:reduce){
  *,*::before,*::after{animation-duration:.01ms!important;animation-iteration-count:1!important;scroll-behavior:auto!important;}
}